Our Loan Services
Choose from our wide range of loan products designed to meet your every financial need
Personal Loan
Quick personal loans for all your immediate financial needs with instant approval
About Personal Loan
Get instant personal loans for wedding expenses, medical emergencies, travel, education, debt consolidation, home renovation, or any personal requirements without collateral. Our personal loans are designed to provide quick financial support when you need it the most.
Key Features
Loan Amount
₹50,000 to ₹25 Lakhs
Interest Rate
Starting from 10.49% p.a.
Tenure
12 to 60 months
Processing Time
24-48 hours approval
Processing Fee
Up to 2% of loan amount
Prepayment
Allowed with minimal charges
Eligibility Criteria
- Age: 21 to 60 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹15,000 per month
- Credit Score: 650 or above preferred
- Work Experience: Minimum 2 years
Required Documents
- Identity Proof (Aadhar/PAN/Passport)
- Address Proof (Utility Bills)
- Income Proof (Salary Slips)
- Bank Statements (6 months)
- Employment Proof (ID Card)
- Passport Size Photographs
Why Choose Our Personal Loan
Instant Online Approval
Competitive Interest Rates
Minimal Documentation
Flexible Repayment Options
100% Secure Process
24/7 Customer Support
Business Loan
Grow your business with our flexible business loan solutions for all business needs
About Business Loan
Finance your business expansion, purchase machinery, manage working capital, buy inventory, upgrade technology, or meet any business requirements with our comprehensive business loan solutions. We understand business needs and provide customized financing options.
Key Features
Loan Amount
₹5 Lakhs to ₹50 Crore
Interest Rate
Starting from 11.99% p.a.
Tenure
12 to 120 months (10 years)
Processing Time
3-7 working days
Processing Fee
1.5% to 2.5% of loan amount
Collateral
May be required for high amounts
Eligibility Criteria
- Business Age: Minimum 2 years
- Business Type: All types eligible
- Annual Turnover: Minimum ₹10 Lakhs
- Credit Score: 700 or above
- Age: 25 to 65 years
Loan Types Available
- Working Capital Loan
- Term Loan for Expansion
- Machinery Purchase Loan
- Invoice Financing
- Overdraft Facility
Home Loan
Turn your dream of owning a home into reality with our affordable home loan options
About Home Loan
Purchase your dream home, construct a new house, extend your existing property, or renovate with our flexible home loan solutions at lowest interest rates with longest tenure options. Get up to 90% financing with tax benefits under Section 80C & 24(b).
Key Features
Loan Amount
₹5 Lakhs to ₹5 Crore
Interest Rate
Starting from 8.40% p.a.
Tenure
Up to 360 months (30 years)
LTV Ratio
Up to 90% of property value
Tax Benefits
Under Section 80C & 24(b)
Processing Fee
Competitive & transparent
Eligibility Criteria
- Age: 23 to 62 years
- Employment: Salaried or Self-Employed
- Minimum Income: ₹25,000 per month
- Credit Score: 750 or above
- Work Experience: Minimum 3 years
Loan Types Available
- Home Purchase Loan
- Home Construction Loan
- Home Extension Loan
- Home Improvement Loan
- Plot Purchase Loan
Loan Against Property
Unlock the value of your property with competitive rates
About Loan Against Property
Get high-value loans by mortgaging your residential, commercial, or industrial property for business expansion, education, medical emergencies, or any personal requirements. Leverage your property to access substantial funding at attractive interest rates.
Key Features
Loan Amount
₹10 Lakhs to ₹10 Crore
Interest Rate
Starting from 9.25% p.a.
Tenure
Up to 180 months (15 years)
LTV Ratio
Up to 65% of property value
Prepayment
Allowed after 6 months
Property Types
Residential, Commercial, Industrial
Eligibility Criteria
- Age: 25 to 70 years
- Employment: Salaried or Self-Employed
- Property: Clear title required
- Credit Score: 650 or above
- Income: Minimum ₹30,000/month
Property Types Accepted
- Residential House/Flat
- Commercial Property/Office
- Industrial Property
- Land/Plot (Residential/Commercial)
Car Loan - New & Used
Drive your dream car today with easy loan solutions
New Car Loan
Finance your new car purchase with attractive interest rates and flexible repayment options. We offer financing with up to 100% on-road price coverage.
New Car Loan Features
Loan Amount
₹1 Lakh to ₹1 Crore
Interest Rate
Starting from 8.70% p.a.
Tenure
12 to 84 months (7 years)
Down Payment
From 10% onwards
Used Car Loan
Get financing for used cars up to 10 years old with quick approval process and competitive interest rates.
Used Car Loan Features
Loan Amount
₹50,000 to ₹50 Lakhs
Interest Rate
Starting from 10.50% p.a.
Tenure
12 to 60 months (5 years)
Down Payment
From 15% onwards
Eligibility Criteria
- Age: 21 to 65 years
- Income: Minimum ₹20,000/month
- Credit Score: 650 or above
- Employment: Salaried or Self-Employed
- Work Experience: Minimum 1 year
Benefits
- Instant In-Principle Approval
- Doorstep Documentation
- Registration & Insurance Included
- Flexible EMI Options
- Zero Foreclosure Charges
Education Loan
Invest in your future with comprehensive education loan solutions
About Education Loan
Finance your higher education dreams with our education loans covering tuition fees, accommodation, travel, books, and other study-related expenses for courses in India and abroad. Get tax benefits under Section 80E with flexible repayment options including moratorium period.
Key Features
Loan Amount
₹50,000 to ₹1.5 Crore
Interest Rate
Starting from 9.50% p.a.
Tenure
Up to 15 years
Moratorium
Course duration + 1 year
Tax Benefits
Under Section 80E
Co-applicant
Required (Parent/Guardian)
Loan Covers
- Tuition Fees & Exam Fees
- Hostel & Accommodation
- Library, Lab & Equipment
- Books & Study Material
- Travel & Insurance
- Computer/Laptop Purchase
Eligible Courses
- Graduation (UG/PG)
- Professional Courses (MBA, CA, CS)
- Engineering & Medical
- Diploma & Vocational
- Study Abroad Programs
Micro Loan
Small loans for small businesses and micro-enterprises
About Micro Loan
Specially designed for micro-enterprises, small traders, artisans, self-help groups, and individuals who need small amounts for business or personal requirements with minimal documentation. Quick approval process with no collateral required for small amounts.
Key Features
Loan Amount
₹5,000 to ₹10 Lakhs
Interest Rate
Starting from 12% p.a.
Tenure
6 to 36 months
Processing Time
24-48 hours
Collateral
Not required
Documentation
Minimal
Who Can Apply
- Small Business Owners
- Street Vendors & Hawkers
- Artisans & Craftsmen
- Small Retailers
- Self-Help Groups
- Home-based Businesses
Loan Purpose
- Working Capital
- Purchase Stock/Inventory
- Equipment Purchase
- Business Expansion
- Emergency Needs
- Skill Development
Access government-backed loan schemes with subsidized interest rates and credit guarantee
Mudra Loan
Government scheme for micro and small businesses with collateral-free loans under three categories - Shishu, Kishore, and Tarun.
MSME Loan
Special loans for Micro, Small and Medium Enterprises under government schemes with attractive terms and credit guarantee facility.
Startup India Loan
Government initiative to support innovative startups with easy funding, mentorship programs, and tax benefits for recognized startups.
Stand-Up India
Loan scheme specifically for SC/ST and Women entrepreneurs to set up greenfield enterprises in manufacturing, services, or trading sector.
PM SVANidhi
Special micro-credit scheme for street vendors to resume their livelihoods affected by COVID-19 with interest subsidy and digital incentives.
PMEGP Loan
Prime Minister's Employment Generation Programme for setting up new micro-enterprises in manufacturing and service sectors with subsidy benefits.